Family demands BC safety, justice and insurance reforms

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It’s been four years since they lost their son in a crash near Crescent Spur

Bob Mackin, Local Journalism Initiative Reporter | Jan 1, 2026 10:39 AM

A transport truck jackknifed on the highway near Crescent Spur at around 2 p.m. on Dec. 21, 2021.

 A transport truck jackknifed on the highway near Crescent Spur at around 2 p.m. on Dec. 21, 2021. SUBMITTED PHOTO

Nate Peebles died in a collision after a transport truck jackknifed on the highway near Crescent Spur at around 2 p.m. on Dec. 21, 2021.

Nate Peebles died in a collision after a transport truck jackknifed on the highway near Crescent Spur at around 2 p.m. on Dec. 21, 2021. PEEBLES FAMILY PHOTO

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Peter Peebles vows never to drive in British Columbia again.

“It’s too dangerous,” Peebles said in an interview with The Citizen.

The Sherwood Park, Alta., power engineer was raised in Prince George, studied at BCIT in Burnaby and worked in Kamloops. He settled near Edmonton in 2009 and met his wife, Erika, a human resources manager, in 2011.

“I grew up driving those mountains,” he said. “I played minor hockey my whole life in Prince George, I grew up driving down those highways for hockey games, right between Fort St. John to Kamloops. My father worked for the department of highways his whole career. Driving those highways was a part of our lives.”

Four years ago, Peter, 50, and Erika, 44, learned the hard way that they could no longer rely on BC roads to be safe or insurance to support them in a time of need.

At Christmastime 2021, Peter installed a set of new winter tires on his four-door 2015 Dodge Ram pickup truck just in time to take Erika and their children on a road trip to spend the holiday with extended family in Prince George.

He said he was not in a hurry and continues to regret not stopping for a midday meal in McBride — all because of what happened on the snowy Highway 16 near Crescent Spur, 45 kilometres west of McBride.

Around 2 p.m. on Dec. 21, 2021, according to a witness, an eastbound Dart Transport Volvo semi-truck, driven by Manpreet Dhaliwal, passed another eastbound vehicle over a double solid yellow line on the two-lane highway. The truck accelerated in the westbound lane; Dhaliwal lost control. The truck and its empty trailer jackknifed across the highway.

Peter said he was driving westbound to the summit of a hill and suddenly discovered the truck and trailer barrelling toward his Dodge Ram, across the entire highway. He remembers Erika yelling for him to “hit the ditch” before the head-on collision.

Nate, who was looking forward to Christmas in a few days and his fifth birthday the next month, was in the back seat behind the driver’s seat.

He suffered a serious head injury and was airlifted to Edmonton but succumbed the next day.

Peter was hospitalized for six weeks with leg fractures, a crushed foot and facial injuries and required three surgeries.
Since then, the family has struggled.

Peter and Erika say the system failed their family and they want change for the sake of other families.

Change needed

As they recovered, the Peebles reached out to politicians and bureaucrats on both sides of the border to urge stronger licensing of truck drivers and companies, better law enforcement and highway maintenance.

The most that BC has done since then, Peter said, is crack down on commercial truck drivers who collide with overpasses.

“It’s so far out of whack in British Columbia,” he said.

“So, damaging infrastructure, compared to citizens,” Erika said.

BC’s Ministry of Transportation and Transit told the Citizen it regularly monitors and assesses highways for improvements and routinely reviews highways after fatal or serious incidents to ensure they meet safety and functionality standards.

“The review conducted following this incident did not identify any changes required as a result of this incident,” said a statement provided to the Citizen.

Peter found out, through the Alberta Public Carrier Profile, that Dart Transport vehicles had been involved in three other injury-causing crashes earlier in 2021. He wonders why authorities don’t have zero tolerance, almost eight years since 16 people died when another Alberta company’s truck was driven through a stop sign in Saskatchewan and plowed into the Humboldt Broncos’ hockey team bus.

The BC ministry said it has been improving compliance and enforcement since October 2021, when Mandatory Entry Level Training became a prerequisite for a Class 1 driver’s licence. Other mandatory measures include electronic logging devices in commercial vehicles (since August 2023), speed limiters (April 2024) and in-cab devices to warn if a dump box is raised (June 2024).

Peebles said it took almost a year-and-a-half for Alberta’s minister of transportation to respond.

In September, Devin Dreeshen said in an email that Alberta has “strengthened its commercial driver training system to improve competency and oversight.”

Dreeshen emphasized the April replacement of Alberta’s Mandatory Entry Level Training curriculum with the new, four-tier Class 1 Learning Pathway.

Dreeshen’s letter also said Alberta pulled eight commercial carriers from continued operations in 2024 and issued 184 penalties after 470 audits and 149 investigations.

No accountability

Peter Peebles said he is most shocked by the lack of accountability through BC’s auto insurance and justice systems.

In May 2021, the NDP government switched to no-fault insurance, a system that ICBC branded “Enhanced Care.”

Premier David Eby was the attorney general who wanted to make insurance more affordable, ease the burden on courts and improve ICBC’s bottom line. He famously called the Crown monopoly on basic auto insurance a “dumpster fire.”

But under the new system, unless the driver who is liable for causing an injury or fatality on BC roads is convicted of a criminal violation, victims cannot sue for compensation.

Peebles said the RCMP did not conduct a forensic investigation, so Crown prosecutors opted to charge Manpreet Dhaliwal under the Motor Vehicle Act for driving without due care and attention, rather than the Criminal Code charge of dangerous driving causing death — which carries a maximum life sentence.

Dhaliwal was found guilty. Last July, Provincial Court Judge Michael Brecknell sentenced him to 60 days in jail, a $1,480 fine and $30,000 in restitution.

“Nothing in this decision will return a young child to his family,” Brecknell said in his sentencing reasons. “Nothing in this decision will properly address the enduring grief the family has and will continue to experience. Nothing in this decision will alleviate the guilt felt by the person whose actions bring him before the court for sentencing. The purpose of this decision is to impose a just and appropriate sentence.”

Brecknell left it to the superintendent of motor vehicles to decide the fate of Dhaliwal’s licence.

The restitution order is a fraction of the $218,551.44 the Peebles asked the court for replacement of the pickup truck, compensation for medical costs, loss of work and opportunity, and costs of Nate’s funeral.

Dhaliwal appeared for his sentencing hearing by web conference from India. The court was told he was there to care for his mother, ill with sepsis.

The Prince George court registry says Dhaliwal’s arrest warrant remains outstanding and no fine has been paid. Peter and Erika have not seen a penny yet in restitution and they wonder if they ever will.

Dhaliwal’s lawyer is Brij Mohan in Edmonton. Sukh Kalkat, the lawyer who represented Dhaliwal at the July 14 sentencing, told Brecknell that his client had been “psychologically destroyed.”

Asked by the Citizen about Dhaliwal’s status, Kalkat said by email that “we can provide no updates about this case or any other comments.”

Peebles said he was surprised the judge ordered both jail time and restitution, but as long as Dhaliwal does not spend time in jail or make the ordered payments, there will be no accountability.

“I had no idea how accommodating we were to accused individuals,” Peter said. “That’s very upsetting.”

Peter is also alarmed that the Alberta government is poised to follow BC’s lead and adopt no-fault insurance by 2027.

In a statement to the Citizen, BC’s Ministry of Attorney General said the “Enhanced Care model is designed to provide people with benefits to support their recovery after a crash, ensuring help reaches them faster rather than getting caught up in lengthy legal processes.”

That includes medical rehabilitation, income replacement and, in the event of a fatality, grief counselling, funeral expenses and death benefits.

There is a glimmer of hope for reform for people like the Peebles. The NDP amendments to the Insurance (Vehicle) Act that enabled no-fault insurance require a special, all-party committee of MLAs to be struck by May 1, 2026, in order to conduct a comprehensive and independent review. The special committee will have a year to hear witnesses and report back to the legislature with recommendations.

“This process ensures ongoing assessment of compensation, long-term care, and supports for people injured in crashes, including survivors,” the ministry said.

For the time being, Peter and Erika Peebles say they will do their best to make it a happy Christmas.

“Christmas will never be the same for anyone. Christmas isn’t Christmas. Christmas is the anniversary of losing our son,” Peter said.

Added Erika: “The only thing that’s kind of carrying us through is just trying to find that purpose and do something that it does honour our son and try and make it better for our children and for other children.”

Article Originally Written by Bob Mackin for the Prince George Citizen

End of Life in the 21st Century and The Costs Associated With Passage

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Poor people in Canada pay for funerals through provincial social assistance programs (like BC’s Ministry of Social Development or Ontario Works), the federal Canada Pension Plan (CPP) Death Benefit.

Many today are choosing simpler, lower-cost options like direct cremation, with funeral homes often guiding families through these limited financial resources. Government aid covers basic services, but often falls short of average funeral costs, requiring families to supplement or choose minimal arrangements.

  • Government Financial Assistance
    Provincial Programs: Most provinces have programs, often through social development or welfare ministries, to help with funeral costs if the deceased’s estate and family can’t pay.
  • British Columbia: The Ministry of Social Development and Poverty Reduction provides assistance, covering basic services, burial/cremation, and interment, working directly with funeral homes.
  • Ontario: Ontario Works helps cover basic funeral expenses for those in need, with a process involving your local office.
  • Federal Program: Canada Pension Plan (CPP) Death Benefit: A one-time payment of $2,500 (a flat rate) is available if the deceased contributed to CPP for a minimum number of years, helping families with costs.
  • How the Process Works
    Contact the Ministry: After a death, the legal representative (executor) contacts the provincial ministry (e.g., Social Development) to see if the estate qualifies for assistance.

Work with Funeral Homes: Funeral directors are familiar with these programs and guide families to choose services within the available budget.

Ministry Pays the Funeral Home: If approved, the ministry pays the funeral home directly for approved services, which may cover cremation or burial and other basic costs.

  • Cost-Saving Options
    Direct Cremation: This is often the most affordable option, as it avoids embalming, viewing, and elaborate ceremonies.
    Simplified Services: Choosing basic services (no casket upgrades, flowers, or extensive visitations) keeps costs down.

  • Challenges
    Funding Gaps: Government funding often doesn’t cover the full average cost of a funeral, leaving a significant gap for families to fill.
    Limited Choices: Financial constraints restrict choices, making it hard to provide the send-off families desire.  

Peace to All and Best Wishes to All in the New Year of Life and it’s passing encounters.

theurbansurvivor.org

New cancer treatment with fewer side effects to be trialled in UK

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Up to 280 patients from seven countries will be recruited globally for the trial

Jane Kirby | Originally Published on The United Kingdom’s “Independent” Newspaper 2025

Saturday 06 December 2025 00:01 GMT

A groundbreaking trial for a prostate cancer treatment with fewer side effects has launched in the UK.

Backed by the Government-funded National Institute for Health and Care Research (NIHR), the trial will examine whether Aquablation – a therapy using robotics, AI and real-time imaging – works as well or better than traditional surgery, known as radical prostatectomy.

Radical prostatectomy involves removing the entire prostate gland in a bid to cure men of prostate cancer. The treatment is suitable for men whose cancer has not spread outside of the prostate gland or has spread to the area just outside the gland.

However, the operation carries a risk of serious side-effects, such as infection, erectile dysfunction and urinary problems.

Researchers hope Aquablation will minimise these issues.

The therapy is currently used in some centres to treat benign prostatic hyperplasia (BPH).

The treatment is suitable for men whose cancer has not spread outside of the prostate gland
The treatment is suitable for men whose cancer has not spread outside of the prostate gland (Getty/iStock)

Aquablation involves a robotic-assisted, high-pressure waterjet. Surgeons can also map the entire prostate in real time with ultrasound.

Using the technique, medics find cancerous tissue to remove while avoiding surrounding nerves and muscles associated with erectile function and the bladder.

The Royal Marsden NHS Foundation Trust in London is the first hospital in Europe to recruit a patient to the trial, which is being run in seven countries.

Overall, 280 patients will be recruited globally, all with early-stage, localised prostate cancer who have already decided to have surgery.

Philip Charlesworth, consultant urological surgeon at the Royal Marsden, said: “For men with prostate cancer confined to the prostate, curative options are excellent, however, we are becoming increasingly focused on the side-effects of the cancer treatment and how we can embrace new technology to maintain a man’s quality-of-life following their surgery.

“This trial is measuring Aquablation therapy, which uses a robotic approach to surgically remove the cancer, and to preserve a man’s ability to remain continent and maintain sexual activity.

“The potential for this trial is very exciting. It has an opportunity, depending on the results of the study, to add an alternative surgical treatment option for patients with localised prostate cancer across the globe.

“The ultimate aim, and my passion, is to improve prostate cancer treatments so that they cause less harm and are less invasive for the patient.

“I feel that this is an incredibly exciting prospect for the future of prostate cancer care.”

The Royal Marsden NHS Foundation Trust in London is the first hospital in Europe to recruit a patient to the trial
The Royal Marsden NHS Foundation Trust in London is the first hospital in Europe to recruit a patient to the trial (Getty)

Other potential treatments for localised prostate cancer include active surveillance or monitoring of the cancer and radiation.

The new trial is sponsored by the US company, Procept BioRobotics.

To date, there are more than 25 centres globally recruiting patients for the trial.

The four UK centres are the Royal Marsden, Guy’s and St Thomas’ NHS Foundation Trust, the Royal Free London NHS Foundation Trust and Norfolk and Norwich University Hospitals NHS Foundation Trust.

The trial comes after Health Secretary Wes Streeting said earlier this week he was “surprised” by the decision from scientific advisers to limit prostate cancer screening.

In a draft recommendation, the UK National Screening Committee (UKNSC), which advises the Government, said prostate cancer screening should not be made routinely available for the vast majority of men in the UK.

It said it would not recommend population screening using the prostate-specific antigen (PSA) test because it “is likely to cause more harm than good”.

Experts are expecting data within two years from a large trial launched by Prostate Cancer UK into whether combining PSA with other tests, such as rapid MRI scans, could lead to a recommendation for population-wide screening.

For now, the committee will put forward only a recommendation to screen men with BRCA1 and BRCA2 genetic mutations – which puts them at far higher risk of prostate cancer – every two years, between the ages of 45 and 61.

Main symptoms of prostate cancer

Prostate cancer usually starts to grow on the outer part of the prostate. If this happens, it can cause changes to the way you pee, such as:

  • finding it difficult to start peeing or straining to pee
  • having a weak flow of urine
  • “stop start” peeing
  • needing to pee urgently or often, or both
  • feeling like you still need to pee when you’ve just finished
  • peeing during the night

Other symptoms can include:

  • erectile dysfunction (being unable to get or keep an erection)
  • blood in your urine or blood in your semen
  • lower back pain and losing weight without trying to (these may be symptoms of advanced prostate cancer)

Speaking on Wednesday on BBC Breakfast, Mr Streeting said he was surprised by the decision.

He said: “I’m looking very carefully at why the national screening committee reached that decision.

“I’ve always said these things have got to be based on science and evidence, not on politics.

“But the recommendation did surprise me.

“This is contested. I’ve got people in the prostate cancer community and not just really prominent patients and celebrities and politicians who’ve used their experience and their voice in this debate, but among scientists and researchers.

“This is a draft recommendation. They consult on this for three months, and then we have to make a final decision.

“What I’m going to do is get some of those leading, best scientific voices and competing opinions around the table to thrash this out, to really interrogate the data and make sure that when I come on your programme having made a decision, it’s the right decision for the right reasons, the best evidence and the public can then understand why we’ve made the decision and the scientific community can understand why we’ve made the decision.

“But I am interrogating this data and recommendation because it did surprise me.”

Many experts argue that the PSA test is not very reliable because men with a high PSA level may not have cancer, and some men with cancer have a normal PSA result.

A positive test result may lead to unnecessary treatment for slow-growing or harmless tumours, leaving men at risk of side effects such as incontinence and erectile dysfunction.

But others argue that current evidence supports wider testing.

Homeless Prevention Program | BC Housing 2025

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Homeless Prevention Program

The Homeless Prevention Program provides portable rent supplements and support services to individuals in identified at-risk groups facing homelessness.

About the program

The Homeless Prevention Program is an initiative aimed at providing individuals in identified at-risk groups facing homelessness with portable rent supplements and support services to help them access rental housing in the private (non-subsidized) housing market.

The rent supplements and support services help recipients access rental housing in the private (non-subsidized) housing market and community-based services.

The Homeless Prevention Program operates, in many instances, as an enhancement to the existing Homeless Outreach Program / Indigenous Homeless Outreach Programs and targets individuals at transition points that put them at greater risk of homelessness.

Cost: None. Services are free.

Am I eligible?

To be eligible, you (or someone you know) are at immediate risk of homelessness. This includes:

  • Youth transitioning out of foster care
  • Women who have experienced violence or are at risk of violence
  • Individuals leaving the correctional or hospital systems
  • Individuals of Indigenous descent

Age

Services

If you are eligible and approved, the rent supplement can assist with:

  • Your rent
  • Your damage deposit
  • Costs that help you secure housing (for example, getting identification)
  • Transportation to a housing opportunity
  • Storage for your belongings as you wait to move into a new home
  • Ensuring access to utilities (for example, heat and water)
  • Moving expenses
  • Home start-up items

You cannot use the rent supplement for:

  • Rent, if you are already receiving a subsidy
  • Expenses not related to housing or this Program
  • Clinical health and treatment services
  • Medical or clinical staff expenses
  • Daycare expenses

Please contact an outreach worker for full details. An outreach worker will be able to determine what you are eligible for.

Who to contact

Contact a Homeless Prevention Program Service Provider or go to the nearest Emergency Shelter and ask to speak to staff.

Outreach staff will ask a few questions about your situation and income to determine your eligibility.

Note: Rental supplements are intended to be temporary.

Originally published on the British Columbia Housing Program website.

The Politics of Poverty in the Developed World

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Capitalism’s Dual Role

Poverty in the developed world exists as a paradox: affluent nations with vast resources still grapple with systemic inequality, homelessness, and food insecurity.

This reality underscores how poverty is not merely an economic issue but a political one, shaped by policy choices, power dynamics, and the structural forces of capitalism.

While capitalism has driven unprecedented wealth creation, its association with poverty reveals a complex interplay of exploitation, inequality, and insufficient social safeguards.


1. The Structural Roots of Poverty in Capitalist Systems
Capitalism’s core mechanism—profit-driven markets—has historically generated prosperity but also entrenched inequality.

In developed nations, poverty persists despite economic growth because wealth concentrates at the top. For instance, the top 10% of earners in the U.S. control 70% of wealth, while the bottom 50% own just 2.6%.

This disparity stems from policies favoring capital over labor, such as tax cuts for corporations and weakened union protections. The decline of unions, from 34% of U.S. workers in the 1950s to 10% today, correlates with stagnating wages and rising precarious work.


Capitalism’s “creative destruction” also perpetuates poverty. Technological advancements and globalization displace workers, while austerity measures—often justified under neoliberal ideologies—slash social safety nets.

For example, post-2008 austerity in Europe increased poverty rates, particularly in Greece and Spain, where public spending on healthcare and education was curtailed.


2. Political Choices: Reinforcing or Alleviating Poverty?
Poverty in developed nations is not inevitable but a product of political decisions.

Governments shape economic systems through taxation, labor laws, and welfare programs. The U.S., despite its wealth, has a higher poverty rate (11.6%) than peer nations like France (8.1%), partly due to weaker social transfers.

Countries with robust welfare systems, such as Nordic nations, demonstrate that poverty can be mitigated through progressive taxation and universal healthcare.
However, corporate influence often skews policy.

Lobbying by wealthy elites undermines reforms like minimum wage increases or affordable housing initiatives. For example, the 2017 U.S. tax reform disproportionately benefited high earners, exacerbating income gaps.

Similarly, privatization of public services—a hallmark of neoliberal capitalism—shifts costs to individuals, deepening poverty among low-income households.

3. Globalization and Its Discontents
Globalization, while boosting aggregate growth, has unevenly distributed benefits. In developed nations, offshoring jobs to low-wage countries decimated manufacturing sectors, leaving communities in “rust belts” like the U.S. Midwest or northern England.

These regions now face entrenched poverty, with limited access to high-skilled employment. Meanwhile, corporate profits soar: Apple’s $394 billion revenue in 2023 starkly contrasts with the 44 million Americans living below the poverty line.

Political globalization—trade agreements and deregulation—often prioritizes corporate interests over workers’ rights. The North American Free Trade Agreement (NAFTA), for instance, displaced U.S. factory workers while enriching multinational firms.

4. Capitalism’s Contradictions: Growth vs. Equity
Proponents argue capitalism reduces poverty through innovation and growth. Indeed, extreme poverty globally fell from 94% in 1820 to 9.6% in 2015, largely due to market expansion. Yet, in developed nations, relative poverty—measured against national standards—remains stubborn.

The U.S. federal poverty for a family of 4 is 19 times higher than the global threshold of $2.15 day, yet 37 million Americans still fall short.
Critics highlight that capitalism’s focus on profit often neglects human needs.

For example, pharmaceutical companies prioritize lucrative drugs over affordable medicines, leaving millions in debt or untreated 11. Similarly, speculative housing markets in cities like London and San Francisco price out low-income residents, fueling homelessness.


5. Pathways to Reform: Reimagining Capitalism
Addressing poverty in developed nations requires rebalancing capitalism with equity-driven policies:

• Wealth Redistribution: A 1% tax on billionaire wealth could fund global poverty eradication.

• Labor Empowerment: Reviving unions and mandating living wages can reduce income inequality.

• Social Safety Nets: Expanding programs like universal childcare and housing subsidies, as seen in Finland, lifts marginalized groups from poverty.

• Green Transitions: A Global Green New Deal could create jobs while combating climate-driven poverty.


Conclusion: A Political Imperative
Poverty in the developed world is neither accidental nor natural—it is a political outcome.

Capitalism’s role is dual edged: it generates wealth but distributes it inequitably. Tackling poverty demands dismantling systemic barriers through progressive taxation, corporate accountability, and robust social policies.

As philosopher Lisa Herzog notes, markets prioritize “moneyed desires over unmoneyed needs”. Redirecting this focus toward justice and equity is not just an economic necessity but a moral imperative.

The choice lies with policymakers: perpetuate a system where poverty coexists with opulence or forge a new paradigm where prosperity is shared. The latter path, though fraught, offers the only route to a just society.




30-bed emergency shelter for older adults planned in Abbotsford

Facility would run out of Central Heights Church

Written by: Vikki Hopes
Feb 25, 2025 10:22 AM

central-heights-church
Central Heights Church in Abbotsford is planning a 30-bed emergency shelter for older adults. Ben Lypka/Abbotsford News file

Listen to this article by accessing the above player.

A 30-bed emergency shelter for older adults is being planned at Central Heights Church in Abbotsford.

The plan came before city council on Tuesday afternoon (Feb. 25), when a temporary-use permit and housing agreement were approved.

A staff report to council states that 30 individual “sleeping units” will be provided in an existing building on the church property at 1661 McCallum Rd.

That area at the north end of the building has been operating by Sparrow Community Services Society as a severe weather shelter for older adults.

A letter to the city from BC Housing in September 2024 states that in order to accommodate the emergency shelter, the building will be renovated to include sufficient washroom and shower facilities, accessible entry and operator spaces.

The space is expected to be completed this winter.

The Central Heights Church Shelter will continue to be run by Sparrow – which serves older adults (50+) who are at risk of homelessness – under an agreement with BC Housing.

Support services will be provided 24/7 under the Homelessness Encampment Action Response Temporary Housing (HEARTH) and Homelessness Encampment Action Response Team (HEART) programs.

The staff report to council says a temporary-use permit was required to accommodate the proposed use as it abuts an existing residential use.

The permit will be valid for three years, with the opportunity to request one three-year extension.

The housing agreement includes that the operators must form a good neighbour committee with monthly meetings for the first four months and then on an as-needed basis.

The operators must also provide support services – directly or through referrals – such as life-skills training, counselling and substance-use services.

They must also at least have two staff on site 24/7, and ensure that guests “do not disturb the peace, quiet and enjoyment of the neighbourhood.”

The project has drawn support from Fraser Health and the Abbotsford Police Department, which states that the current services offered at the site have required fewer police resources than comparable facilities.

The city says there are currently 40 encampments and more than 400 unhoused individuals across Abbotsford.

Originally published online at The Abbotsford News

What the tiny little bugs in your carpet are, and why they could be bad news.

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Tom Kershaw & Paige Oldfield

Sun 16 February 2025 at 11:37 am GMT-8·1-min read

-Credit:Getty
-Credit:Getty

They may be small and swift, but if you notice this tiny silver creature scurrying around your home, you could be facing a significant and costly issue. Experts are advising anyone who spots a silverfish in their property to promptly check for dampness.

These shiny, teardrop-shaped insects thrive in moist conditions and are particularly fond of areas with water.

If you see one darting into or out of your skirting boards or crevices around window sills, it’s likely a sign of damp and moisture within your property. If not addressed, dampness can lead to a host of problems, including cracked bricks, rotting joists, decaying plaster, and spreading mould spores. In extreme cases, it can even compromise the structural integrity of the property and impact air quality.

Dampness can result from various factors, such as leaky drainpipes, condensation, ageing damp proofing, or inadequate ventilation, especially in bathrooms or kitchens where water vapour tends to linger. Identifying the cause can be tricky, but the presence of silverfish indoors usually signals that there’s dampness requiring attention.

Silverfish can be a sign of huge issues -Credit:Getty
Silverfish can be a sign of huge issues -Credit:Getty

The sooner signs of dampness are detected, the easier it will be to eradicate the bugs. It recommends looking for indications on walls like wet or damp patches, peeling wallpaper, and flaking plaster.

Other telltale signs include damp and musty smells, rotting wood, and the emergence of mould and mildew on walls, floors, or ceilings.

Among the proposed remedies are utilising a dehumidifier, maintaining good ventilation in your home, inspecting your gutters for leaks, applying damp-proof paint to your walls and, if necessary, engaging a professional to address areas impacted by rising dampness.

Originally published on Yahoo! United Kingdom

What Is A Slumlord?

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slumlord is a derogatory term used to describe a landlord who knowingly maintains rental properties in poor or unsafe conditions, often while charging high rents. Slumlords typically neglect necessary repairs, ignore health and safety codes, and exploit tenants, often those in low-income or vulnerable situations who have limited housing options.

Characteristics of a Slumlord:

  1. Poor Property Maintenance: Failing to address issues like leaky roofs, broken heating systems, mold, pest infestations, or structural problems.
  2. Health and Safety Violations: Ignoring building codes, fire safety regulations, or sanitation standards.
  3. Exploitation of Tenants: Charging high rents for substandard housing, often targeting tenants who lack the resources or knowledge to advocate for themselves.
  4. Lack of Responsiveness: Ignoring tenant complaints or requests for repairs.
  5. Illegal Practices: Engaging in unethical or illegal activities, such as wrongful evictions, rent gouging, or refusing to return security deposits.
The Shifting Sands of the Hourglass of World States, is there a Fourth World?

Legal Context in Canada and the US:

Both Canada and the US have laws and regulations to protect tenants from slumlords, but enforcement varies by region.

  • Canada: Provincial and territorial laws govern rental housing. Tenants can file complaints with local housing authorities or tenant boards if landlords fail to meet their obligations. For example, in Ontario, the Residential Tenancies Act outlines landlord responsibilities, and tenants can seek recourse through the Landlord and Tenant Board.
  • US: Housing regulations are enforced at the state and local levels. Tenants can report violations to local housing authorities or take legal action. Many cities have tenant rights organizations that assist renters in dealing with slumlords.

Tenant Rights:

Tenants in both countries have the right to:

  • Live in a safe and habitable environment.
  • Request necessary repairs.
  • Withhold rent or take legal action if the landlord fails to address serious issues.
  • Be free from retaliation for reporting violations.

Addressing Slumlord Practices:

  • Document Issues: Tenants should keep records of complaints, repairs, and communication with the landlord.
  • Report Violations: Contact local housing authorities or tenant advocacy groups.
  • Legal Action: In severe cases, tenants may sue for damages or force the landlord to make repairs.

Slumlords contribute to the broader issue of housing inequality and the lack of affordable, safe housing in many urban areas. Combating their practices requires stronger enforcement of housing laws and increased support for tenants.

What Can I Do About A Slumlord?

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Dealing with a slumlord can be incredibly frustrating and stressful, but there are steps you can take to protect your rights and improve your living situation. Here’s a guide to help you navigate the situation:


1. Know Your Rights

  • Familiarize yourself with local tenant laws and housing codes. These vary by location but generally guarantee your right to a safe and habitable living environment.
  • Common landlord responsibilities include providing:
    • Working utilities (heat, water, electricity).
    • Proper sanitation and waste disposal.
    • Structural integrity (no leaks, mold, or pest infestations).
    • Safe and secure locks on doors and windows.
  • If your landlord is failing to meet these standards, they may be violating the law.

2. Document Everything

  • Keep a detailed record of all issues, including:
    • Photos and videos of unsafe or unsanitary conditions.
    • Written notes about when problems started and how they’ve been ignored.
    • Copies of all communication with your landlord (emails, texts, letters, etc.).
  • This documentation will be critical if you need to take legal action or report the landlord.

3. Communicate with Your Landlord

  • Notify your landlord in writing about the issues and request repairs. Be specific, polite, and keep a copy of the letter or email.
  • If they don’t respond or refuse to make repairs, send a follow-up notice and mention your legal rights.

4. Report Code Violations

  • Contact your local housing authority, health department, or building code enforcement agency to report unsafe or unsanitary conditions.
  • An inspector may visit your property and issue a violation notice to the landlord, forcing them to make repairs.

Pittsburgh, Pennsylvania, USA – Some abandoned townhouses standing in Uptown district

5. Withhold Rent or Repair and Deduct

  • In some areas, tenants are allowed to withhold rent or pay for repairs themselves and deduct the cost from rent. However, this can be risky, so:
    • Check your local laws to ensure this is allowed.
    • Notify your landlord in writing before taking action.
    • Keep receipts and documentation for all repairs.

6. Join or Organize with Other Tenants

  • If other tenants are experiencing similar issues, consider organizing as a group. Landlords are more likely to respond to collective action.
  • You can also reach out to local tenant unions or advocacy groups for support.

7. Seek Legal Help

  • If your landlord continues to neglect their responsibilities, consult a tenant attorney or legal aid organization.
  • You may be able to:
    • Sue for damages or compensation.
    • Break your lease without penalty.
    • Force the landlord to make repairs through a court order.

8. Consider Moving

  • If the situation doesn’t improve and your health or safety is at risk, it may be best to find a new place to live.
  • Before moving, ensure you’re not violating your lease and that you’ve followed proper legal procedures to protect yourself from retaliation or eviction.

9. Report to Local Media

  • If the situation is severe and widespread, contacting local news outlets can bring attention to the issue and pressure the landlord to act.

10. Stay Safe

  • If you feel threatened or unsafe due to your landlord’s actions, contact local law enforcement or a tenant advocacy group immediately.

Resources to Help You:

  • Local Housing Authority: For reporting code violations or unsafe conditions.
  • Legal Aid Organizations: For free or low-cost legal advice.
  • Tenant Unions: For advocacy and support in organizing with other tenants.
  • State or Local Tenant Rights Websites: For information on your specific rights.

By taking these steps, you can hold your landlord accountable and work toward a safer, healthier living environment.

Arguments for Slumlords as a Source of Affordable Housing

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  1. Market Necessity: In areas with severe housing shortages, slumlords may provide the only available option for low-income individuals, preventing homelessness.
  2. Economic Realities: Some landlords claim they cannot improve properties without raising rents, which could displace tenants. Low-income tenants might prioritize cost over quality due to limited options.

Criticisms of Slumlords as a Blight:

  1. Exploitative Practices: Charging high rents for substandard housing capitalizes on tenants’ desperation, often violating health/safety codes.
  2. Health and Safety Risks: Poor conditions (e.g., mold, pests, structural issues) harm physical and mental health, disproportionately affecting marginalized communities.
  3. Moral Concerns: Profiting from inadequate housing perpetuates inequality and dehumanizes tenants, prioritizing profit over human dignity.
  4. Community Impact: Neglected properties contribute to neighborhood blight, reducing investment and perpetuating cycles of poverty.

Systemic Context:

  • Root Causes: Slumlords thrive in systems with inadequate affordable housing, weak regulation, and income inequality. They are a symptom of broader failures in housing policy.
  • Regulatory Gaps: Weak enforcement of housing standards allows slumlords to operate, while insufficient subsidies or public housing leave tenants with few alternatives.

Conclusion:

Slumlords are primarily a blight, exacerbating poverty and inequality through exploitation and neglect. While they may fill a temporary gap in housing supply, their practices harm individuals and communities. Addressing the issue requires systemic solutions:

  • Policy Interventions: Strengthen tenant protections, enforce housing codes, and expand affordable housing initiatives.
  • Ethical Alternatives: Promote public housing, rent control, and community land trusts to provide dignified, sustainable housing.

Ultimately, the existence of slumlords underscores the need for structural reforms rather than tolerating exploitative stopgaps.

slumlords provide affordable housing. In many cities, there’s a shortage of affordable housing, so even if the housing is substandard, it might be the only option for low-income individuals or families. Without these slumlords, maybe there would be even fewer options, leading to homelessness. But then, the counterargument is that the conditions in these properties are terrible, possibly violating health and safety codes. So even if it’s affordable, is it acceptable for people to live in such conditions?

You’ve highlighted a critical tension in the debate about slumlords and affordable housing: the trade-off between availability and quality. Let’s break this down further:

The Argument That Slumlords Provide Affordable Housing:

  1. Housing Shortages: In many cities, affordable housing is scarce due to rising costs, gentrification, and insufficient public housing. Slumlords fill a gap by offering low-cost options, even if the conditions are poor.
  2. Preventing Homelessness: For some low-income individuals or families, substandard housing may be the only alternative to living on the streets or in shelters, which can be even more precarious.
  3. Market Realities: Slumlords often operate in neighborhoods where property values are low, and the cost of maintaining or improving housing exceeds what tenants can pay. Without them, these properties might remain vacant or be redeveloped into unaffordable housing.

The Counterargument: Unacceptable Living Conditions:

  1. Health and Safety Risks: Substandard housing often violates health and safety codes, exposing tenants to hazards like mold, lead paint, pests, faulty wiring, and structural instability. These conditions can lead to serious health problems, especially for vulnerable populations like children and the elderly.
  2. Exploitation: Slumlords often charge rents that are disproportionately high relative to the quality of the housing, exploiting tenants who have no other options.
  3. Moral and Ethical Concerns: Allowing people to live in such conditions raises ethical questions about dignity and human rights. Affordable housing should not come at the cost of basic safety and well-being.
  4. Long-Term Costs: Poor housing conditions can perpetuate cycles of poverty by affecting tenants’ health, education, and employment opportunities, ultimately costing society more in healthcare, social services, and lost productivity.

The Broader Systemic Issue:

The existence of slumlords is a symptom of deeper systemic failures:

  • Lack of Affordable Housing: Governments and private developers have not built enough affordable housing to meet demand, leaving low-income individuals with few options.
  • Weak Regulation and Enforcement: In many places, housing codes are not strictly enforced, allowing slumlords to operate with impunity.
  • Economic Inequality: Rising income inequality and stagnant wages make it difficult for many people to afford decent housing, forcing them into substandard options.

Is It Acceptable?

While slumlords may provide a temporary solution to housing shortages, the conditions they offer are fundamentally unacceptable. Affordable housing should not come at the cost of health, safety, or dignity. The solution lies in addressing the root causes of the problem:

  • Policy Solutions: Governments should invest in affordable housing, enforce stricter housing codes, and provide subsidies or incentives for landlords to improve properties.
  • Community Initiatives: Nonprofits and community land trusts can develop and maintain affordable, high-quality housing for low-income residents.
  • Tenant Protections: Stronger tenant rights and rent control measures can prevent exploitation and ensure that housing remains affordable and habitable.

In conclusion, while slumlords may fill a gap in the short term, their existence is a symptom of systemic failures that need to be addressed. Affordable housing should not mean substandard housing, and society must strive to provide safe, dignified living conditions for all.