From Homelessness to Renting: How to Find Rental Housing without References

Featured

There is no point in sugar-coating the fact that transitioning from homelessness to renting can be quite difficult for an individual, especially in cities like Toronto or Vancouver. From a landlord’s perspective, these markets are full of eligible and desirable tenants, so why would they lend their property to someone without any reference and an unstable (or non-existing) rental history.

This is a challenge most homeless people face, even when they have found a stable job and have enough money for a deposit. Finding rental housing without references can be tough but not impossible. There are a few things you can do:

1. Seek out your regional Housing First* program. It’s designed to help homeless people find stable homes. You’d need to contribute a portion of your income (ideally 30% or more) while the rest would be covered by rent subsidies. It also helps you establish a rent history that can open up more rental housing options for you.

2. Provide potential landlord proof of stable income. If you’ve been working for a while, bring your last three payslips and, preferably, a letter from your employer stating your good behavior (and that they don’t have any plans to let you go in the foreseeable future).

3. If you have a stable income and money for monthly rent but not the deposit, charities like Canadian Red Cross and Salvation Army might assist you (financially). With a decent deposit amount (say three-months rent), you might be able to convince potential landlords to rent to you, even if you don’t have references.

4. Don’t fake a reference history. It is a huge red flag, and if you get caught, it might disrupt your chances of renting with other landlords as well.

5. Talk to the people who are running emergency shelters. They might be able to guide you to individuals who might be inclined to rent to you without references, just to pull you out of homelessness. If not, they might be able to put you in touch with local housing assistance programs you might not be aware of.

Be honest, talk to the people helping homeless individuals in your community, try to save as much money as you can for rent and deposit, find a co-signer if you can, and make sure your employer puts in a good word for you.

*https://www.bchousing.org/projects-partners/funding-opportunities/RHFP

Boggles Brown – The Blurb

Featured

-From “Boggles Brown – My Cartoon Life in the Land Of Schizophrenia” inner sleeve. – 2010

Boggles Brown is broke, except for the “People With Disabilities Allowance” he gets once a month. This month, he lives in a run-down motel – he manages to buy an old beat-up Toyota which is unreliable but reliable if you know what I mean. Somtimes he thinks his car may be bi-polar.

He wonders whether he should be using one of those fancy-named gasoline additives like “Engine-X,” I imagine “Engine-X” to be somewhat like Olanzapine, only for cars.

Boggles Brown struggled through college. He graduated,worked for a while and then became bonkers. It was not worth the ecstacy or all the raves in the world to lose his mind – he knows that now. But it is his life, what to do?

Boggles Brown is not how I see myself so much, as how I think others see me. My mom has read some of my cartoons and scratched her head. I imagine a lot of people will do the same. But that’s not the point – is it? Am I Canada’s Andy Warhol? I think not.

I hope you like Boggles, and if you don’t, I hope you keep it to yourself because the point is that it gave me something to do.

These are all hand-drawn on whatever paper I could find.

– Boggles Brown; “BJAF” 2010

“Genes” – Boggles Brown; Urban Survival Media 2009

Homelessness During COVID – Disaster Amplified

Featured

In any given year, there are about 235,000 Canadians that suffer from homelessness. That’s about 0.625% of the total population, a statistically “small” minority, which is, unfortunately, seeing its woes compounded due to winter and COVID.  

Homeless people rely on shelters to provide them a place to sleep and stay, especially during the cold winter nights when staying outside or in a makeshift shelter can be deadly disastrous. So it’s only logical that the shelters try to accommodate as many people as possible.

But that’s impossible due to COVID cases spreading. To mitigate the probability of transmission, shelters have reduced the number of people they take in. Needless to say, this is a significant blow to the homeless population of the country because during the second wave, more and more people are seeking shelter and less space is available. The lifting of the eviction ban has also added fuel to the fire.

To make matters worse, some shelter homes are being forced to close down or have been working at reduced capacity because the staff and residents have contracted the virus.

People are aware of the problem and are doing what little they can to remediate the situation like staging protests and urging the government to ramp up support. And shelters are using glass dividers in between beds to reduce the probability of transmission in close confines.

What Needs to be Done to End Homelessness?

Featured

Noreen date of birth ? death was in 2012, she loved music any-kind of good music. She loved to party and that she did until the end.

An adequate supply of safe, affordable and appropriate housing is a prerequisite to truly ending homelessness in the long term. This includes ensuring that people who are chronically and episodically homeless are prioritized and that systems are in place to enable such persons to receive housing and supports through Housing First programs. In a tight housing market, implementing a Housing First agenda becomes that much more challenging. It is also important to address the supply of affordable housing, in order to broaden access for other priority populations, including women fleeing violence, Aboriginal Peoples, families, seniors and youth, for instance.

Ultimately, addressing Canada’s housing crisis comes down to money, which then begs the question about our national priorities.

Canadian homeowners enjoy over $8.6 billion in annual tax and other benefits. This kind of investment in home ownership is important because it benefits millions of middle-income households.

Spending on affordable housing for Canada’s poorest households however, is less than one quarter of that invested in homeownership, approximately $2.1 billion per year and has declined quite dramatically over the past 25 years.

Ironically, it costs more to ignore our housing problem than it would to fix it. Consider the estimate that homelessness alone costs the Canadian economy over $7 billion per year. While the Government of Canada invests $119 million annually to address homelessness through the Homelessness Partnering Strategy (provinces and municipalities also invest), this is not sufficient to address the problem and as a result has not led to a noticeable reduction in homelessness.

By not investing adequately in housing for the poorest Canadians, health care, justice and other taxpayer-funded costs increase.

Put another way, as Canadians, we are spending more money on people who do not need help compared to those in greatest need. And by not spending on those in greatest need, we are not only creating hardship for many Canadian families, we are creating a considerably larger expense for the Canadian economy.

We can do things differently. In the State of Homelessness in Canada 2014, we propose a robust housing investment strategy that would cost the economy much less than the current costs of homelessness. The key elements of our strategy include the following proposals:

 

 

continue reading on this link